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Stripe expands Shared Payment Tokens (SPTs) to support additional payment methods for agentic commerce, including network tokens from Mastercard and Visa, and BNPL providers Affirm and Klarna.
•SPTs allow AI agents to initiate payments on a customer's behalf without exposing underlying card credentials, already adopted by Etsy and URBN brands
•Mastercard Agent Pay and Visa Intelligent Commerce agentic network tokens are network-issued credentials scoped to customer intent, usable across any seller accepting agentic payments
•Agentic network tokens function like card-on-file tokens: networks map them to the latest FPAN and add authorization metadata for issuers to handle fraud and disputes
•BNPL support for Affirm and Klarna is added via SPTs; Stripe surfaces the BNPL confirmation page on the agent's UI while managing credential complexity behind the scenes
•Stripe claims to be the first provider supporting both agentic network tokens and BNPL tokens through a single primitive; exi
This summary was automatically generated by AI based on the original article and may not be fully accurate.