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Introducing next-day settlement, a faster way to access your earnings

2025-12-17
1 min read
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Endigest AI Core Summary

Stripe introduces next-day settlement, allowing US Dashboard users to access domestic transaction funds in their Stripe balance by the next business day.

  • Eligible funds (excluding ACH direct debits) settle the next business day; automatic daily payout users receive funds in their bank account on the same timeline.
  • Available across all payout schedules (automatic and manual), but currently limited to Stripe Dashboard users in the US.
  • Payouts exceeding $1 million USD incur an additional day delay due to US banking limitations.
  • A monthly fee of 0.6% is calculated as a percentage of the prior month's accelerated charges and debited automatically at the start of each month.
  • Differs from Instant Payouts: next-day settlement is automatic and continuous, while Instant Payouts are manual, on-demand, and deliver funds within 30 minutes.