Helping businesses optimize network costs with the Visa Digital Commerce Authentication Program (DCAP)

Visa launched DCAP to reduce fraud and increase authorization rates for online transactions by rewarding businesses that share richer transaction data with issuers.

• •DCAP participants in the US receive a 5 basis point reduction in network interchange costs
• •Stripe's Authorization Boost intelligently selects which transactions use Data Only 3DS to optimize cost savings and conversion rates
• •Stripe businesses have captured $18.4 million in annualized network cost savings since April 18
• •DCAP eligibility increased 8x through proper data collection and transmission
• •Businesses using Authorization Boost automatically benefit from DCAP optimizations if required data is collected

This summary was automatically generated by AI based on the original article and may not be fully accurate.