Stripe expands Shared Payment Tokens (SPTs) to support additional payment methods for agentic commerce, including network tokens from Mastercard and Visa, and BNPL providers Affirm and Klarna.
- •SPTs allow AI agents to initiate payments on a customer's behalf without exposing underlying card credentials, already adopted by Etsy and URBN brands
- •Mastercard Agent Pay and Visa Intelligent Commerce agentic network tokens are network-issued credentials scoped to customer intent, usable across any seller accepting agentic payments
- •Agentic network tokens function like card-on-file tokens: networks map them to the latest FPAN and add authorization metadata for issuers to handle fraud and disputes
- •BNPL support for Affirm and Klarna is added via SPTs; Stripe surfaces the BNPL confirmation page on the agent's UI while managing credential complexity behind the scenes
- •Stripe claims to be the first provider supporting both agentic network tokens and BNPL tokens through a single primitive; exi
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